Some people find it difficult to retire when the economy is so bad.

When the cost of living is rising and gas prices are sky-high, it can be tough to hold on to a job you're struggling with.

However, in some situations, people worsen their situation by continuing to work rather than improving it.

Maybe you're paying a price for continuing to work—such as to your physical health or mental wellbeing.

It is natural to worry about not having a safety net in today's economy.

However, many people who might not seem to have a "plan" actually do, or at the very least make creative moves or find other ways to get by.

In reality, many people are worrying and continuing to work when they can manage to retire and live well for the rest of their lives.

That pesky question of "what are we going to do when we can't work anymore?" is something many people who earn a living from their mental resources ask themselves.

One important thing to keep in mind is that many retired people use up a lot of their savings trying to maintain the same lifestyle they had when they were still working by spending money on activities such as travel and shopping.

It is quite a thought process to retire, and it can be scary. For example, 30 years of retirement could seem endless.

Staying employed as much as you can probably means you are staying in the social loop and continuing to generate an income from your occupation.

But in some cases, retiring is the best alternative. Keep reading to find out the 7 arguments for retiring once and for all.

You are no longer interested in your occupation


The idea of having a purpose beyond just a paycheck is something numerous folks who appeared in the workforce for decades now care about. 

The sense of meaning that work can give you is often lost when you've done it for so long, though. 

People can have a tough time getting motivated in the workplace or develop resentfulness of day-to-day assignments.

This is more true if that’s always the case and you don’t really enjoy your job.

You are not healthy


Almost everybody has some idea of what they want to do in retirement. These dreams typically require money and good health to come true.

If you're in poor health and have the option of retirement, be ready to take advantage of this opportunity.

Planning ahead of time is always a prudent strategy. Many people feel they neglected their remaining years when they experienced a major health shock.

If you think this might be you, consider retiring so you can rest better.

You are exhausted


Many people retire from their jobs once they get too exhausted.

Whether your job is physical or you need to do a lot of thinking, the feelings eventually accumulate and either force you to stop working, or want to move on to a less demanding position.

If you work too hard and get too exhausted, it will eventually lead to stress, which can result in all sorts of health problems including hypertension and heart attack.

Many studies have found that chronic, long-term stress can quicken the clock and increase the risk of disease.

In people with existing health conditions, who are aged and also busy with work, daily life in general can be difficult.

It is important to maintain a healthy balance in life and not let stress take over.

You have enough money to retire


It is always good to have a sense of security and when it comes to financial security, you never need too many pennies.

Yes, the situation isn't really the best it could be, thanks to the pandemic and other factors the economy is not well.

You may think it makes sense to keep working if you have an adequate amount of money saved (to live easily in retirement) but in most cases it really doesn't make that much sense, you don't want your wealth to out-live you, do you?

You don't have debt


If you don’t have any debt when you reach retirement age, it’s much easier to enjoy those years.

This is one of the reasons some people prefer to retire early.

People who don't have debt really don’t have to bother about bills that eat away their money and make them go into debt.

You wish to go after your hobbies or any activity


Plenty of people are retiring and trying something new. Options include working part-time, volunteering or starting their own business.

Furthermore, their goal is to use the capital they saved to travel, do hobbies and accomplish their dreams.